Luck turning on house affordability?

Times are looking good for those who want to own and live in a home.  I do get fed up with the "mum and dad investor" title for landlords designed to make them sound like saints helping us all out.  In reality, these investors are incredibly well off and risk takers with high debt load in most cases.  Some how a mum and dad investor losing money is deeply tragic.  A family that can not afford their own home due to investor risk takers, what are they called? Unlucky? Screwed over?

Mining downturn: Widespread bankruptcy in once-booming towns -- shared by Browser

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