Bankruptcy over in three months (Ireland)

Imagine being free of mortgage debt within three months if you voluntarily give up property the debt is on, and it is agreed with the lender?  In Ireland, for some people, they have been able to avail themselves of quick bankruptcy periods.   In Australia, as far as I am aware the period is three to seven years.

News article:

http://www.irishtimes.com/business/personal-finance/debt-free-in-three-months-with-new-bankruptcy-option-1.1820244

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